A Personal Finance Story
A Personal Look at Budgeting With the 50-30-20 Rule: Balancing Income, Expenses, and Savings While Navigating Life in London.
About the Story
Where does your money really go? This data story breaks down personal finances into three core categories—needs, wants, and savings—revealing how much was spent and for what in each. From essential costs like rent and groceries to discretionary spending and long-term savings, the visualization offers a clear perspective on financial priorities and trade-offs. By seeing spending habits structured this way, it becomes easier to assess financial balance and make more informed decisions.
Transcript:
1. 50-30-20: My London Life as a 24F
2. The Rule for 50-30-20
3. My 2024 Income: £43.6K
4. Big Cuts: Taxes & Student Loans
5. £8.7K Gone to Deductions
6. Spending the Remaining £35K
7. 15K Was Spent on Needs
8. Most Expensive Need is Rent
9. 13K Spent on Wants
10. Biggest Spending Was Vacation
11. 2024: A Year of Travel Bliss
12. Tried to Build Better Money Habits as well
13. Savings: £7K Stashed Away
14. My Spendings in 2024
15. 2025 Goal: Save More, Want Less
Data source: Personal finance data from a member of the Vizzu Team
Why Vizzu?
Traditional charts can show totals, but an animated narrative can reveal the structure behind financial decisions. By dynamically visualizing how spending is distributed across categories, Vizzu helps uncover insights that might otherwise be overlooked—making it a powerful tool for financial awareness and planning.
